Protecting Your Home With confidence
Decades of Home Insurance Across Wisconsin
Home Insurance In
Wisconsin
Your home is your sanctuary, and protecting it is one of the most important investments you can make. Stensgard Insurance Agency provides comprehensive home insurance options anywhere in Wisconsin, tailored to meet your unique needs. Whether you rent or own, our team will work closely with you to ensure that your property and personal belongings are adequately insured. With our deep understanding of homeowners' risks, we’ll help you find the right balance between coverage and cost.
Contact us today to discuss your home insurance needs and ensure your peace of mind.
Important Home Policy Definitions
Property damage coverage
The purpose of "Property Damage" coverage is to assist in covering damages to your home and personal belongings.
- “Other Structures” coverage will help protect your detached garage, tool shed, and other unattached structures. The coverage typically amounts to 10% of your home's insured amount.
- “Personal Property” coverage helps pay for the loss of your personal possessions, such as clothing, furniture, TV, stereo, and other unattached personal items. We recommend reviewing this coverage with us to ensure you have sufficient protection in this area.
Personal Property Floater
A homeowner’s insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc. It may be necessary to insure your valuables with a Personal Property Floater. A Personal Property Floater provides coverage that is more extensive than what is covered by your standard homeowner's insurance policy.
Personal Liability Coverage
Your homeowner's policy provides Personal Liability coverage to help protect you against a non-auto claim in which you were at fault. Your policy's liability coverage covers both the cost of defending you and the damages you must pay in court orders. Liability insurance does not have a deductible you must meet before the insurer begins to pay losses. We can review your current coverage limits and help ensure that you have enough protection in this area.
Medical Payments Coverage
The purpose of Medical Payments coverage is to cover injuries sustained by individuals who are not members of your family. It can often help settle “small” injuries outside of court before they become BIG claims in court. This is not medical coverage for you and your family.
Additional Living Expenses
If your home sustains significant damage, where will you live? If you move into a hotel or apartment for a while because of damage caused by a covered loss, your homeowner's policy will normally cover the stay, subject to policy limits.
Need A QUOTE? CONTACT STENSGARD INSURANCE NOW
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About Our Agency
Since its founding in 1986, Stensgard Insurance Agency has dedicated itself to offering personalized and reliable insurance solutions to our community. We pride ourselves on building strong relationships with our clients, working tirelessly to find the best coverage options for you. With a commitment to superior service and attention to detail, we strive to earn your trust and ensure your peace of mind.
Contact us today to learn more about how we can protect what matters most to you.
Affordable and Reliable Auto Insurance
Protect your vehicle with comprehensive auto insurance that fits your budget. At Stensgard Insurance Agency, we offer a variety of coverage options and personally review your policy to help you get the most coverage for the least amount of money.
Give us a call to explore the right coverage for your needs.
Simplified Life Insurance Solutions
Understanding life insurance can be overwhelming, but we are here to help. Whether you're considering universal or term life insurance, we can explain the differences in simple terms. Let us help you choose the right policy for you and your loved ones. Reach out to discuss your options today.
Business Insurance Tailored to You
Running a business comes with risks, but with the right insurance, you can protect your livelihood from the worst. We offer coverage for property, liability, and business interruption. Let us review your current policies and ensure you have the protection you need. Call us today to secure your business.
Service to Your Satisfaction
Your satisfaction is our top priority at Stensgard Insurance Agency. We are dedicated to making the insurance process as smooth and stress-free as possible for you—you are our valued customer, not an account number. Our goal is to ensure that you feel confident in your coverage, supported by our team.
Contact us today to see how we can exceed your expectations.
Comprehensive Home Insurance Protection
Your home is one of your biggest investments—make sure it’s protected. Our agency will review your homeowner’s policy to identify and address any coverage gaps. We are here to help you safeguard your property and peace of mind. Contact Stensgard Insurance Agency today to schedule a policy review.
Providing Trusted Insurance Services
At Stensgard Insurance Agency, our team is made up of experienced professionals who are passionate about helping you find the right insurance solutions. Well-known carriers like Safeco and Travelers trust us, ensuring you receive the best policies available. Get in touch with us today to begin.
Our Featured Insurance Partners
WHAT MAKES OUR AGENCY SO POPULAR?
Stensgard Insurance Agency is known across Wisconsin
for offering personalized home insurance
that caters to each client's unique needs. Our clients appreciate the attention to detail and dedication we bring to every aspect of our home insurance
services. We regularly review and update the home insurance
we offer to ensure our clients always have the best coverage from carriers at the most competitive rates. Our experienced team is known for explaining home insurance
in clear, easy-to-understand terms, making the process smooth and stress-free.
The commitment to superior customer service is a cornerstone of our home insurance
services, helping us build long-lasting relationships with our clients. Contact us today to get started.
Frequently Asked Questions
What is the best way to contact you?
The best way to contact our team is by calling us directly at (651) 994-1404 for immediate assistance. You can also reach us via email at paul@stensgardinsurance.com or by using our onsite contact form for any inquiries, as well as a free quote. We look forward to hearing from you.
What services can Stensgard Insurance Agency provide?
At Stensgard Insurance Agency, we offer a comprehensive range of insurance solutions, including coverage for your personal assets, financial security for your loved ones, or protection for your business. We provide customized recommendations to ensure that you receive the best possible coverage at competitive rates.